Smarter Financial Tools For Your Business
From free, instant calculators to premium spreadsheet templates, get the financial clarity you need to stop guessing and start growing.
Our Tools
Everything You Need to Plan Your Finances
Free Financial Calculators
Make smart decisions with our free, instant calculators. Analyze loans, forecast cash flow, calculate profit margins, and more.
Explore CalculatorsZelvinto Intelligence
Your AI-powered financial command centre. Real-time P&L, runway tracking, and scenario modelling all in one place.
Command Your CapitalPremium Spreadsheets
Save hours of work with our expert-built templates. Get multi-year financial models, budget forecasts, and sales trackers.
Shop TemplatesWe’re Here to Demystify Your Finances
Zelvinto was built for the founders, freelancers, and small business owners who are brilliant at what they do, but get stuck on financial planning.
You shouldn’t need a finance degree to run your business. Our tools are designed to bridge that gap, turning complex questions into simple, actionable answers.
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Stop Guessing: Our calculators give you data-driven answers to your most pressing questions—”Am I profitable?” or “When will we run out of cash?”
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Save Time: Don’t spend days building a cash flow forecast. Our premium templates give you an expert-built model in minutes.
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Act Confidently: Use these tools to pitch investors, apply for loans, or simply make the right decision to grow your business.
Why Choose Zelvinto?
Get answers you can trust, fast.
Built for Startups & SMEs
Our tools are designed to answer the specific questions that founders, freelancers, and small business owners face every day.
Simple & Clear
No complex jargon. Just simple inputs that give you clear, actionable answers and beautiful charts to help you visualize your data.
Instant Answers
All our calculators run instantly in your browser. No sign-ups required, no waiting for results. Just get the numbers you need, when you need them.
Popular Calculators
Free, instant, no sign-up needed.
Compound Interest
See how your investment grows exponentially over time with the power of compounding.
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Startup Runway
Calculate how many months of cash you have left and when you’ll hit breakeven.
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Business Loan
Find your monthly payment, total interest, and see a full amortisation schedule.
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Premium Financial Templates
Expert-built spreadsheets for Excel & Google Sheets.
Cash Flow Forecast
A multi-year financial model to give you complete control over your cash flow.
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Sales Forecast Template
Project your future sales with confidence and plan for business growth.
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Business Budget Forecast
Plan your expenses and income for the year ahead with this comprehensive template.
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Frequently Asked Questions
Are the financial calculators really free?
Yes. All of our online calculators are 100% free to use, and you don’t need to sign up. Just enter your numbers and get an instant answer.
What’s the difference between a calculator and a template?
Our calculators are designed to give you a quick, simple answer to one specific question (like “What’s my monthly loan payment?”).
Our premium templates are comprehensive, multi-tab spreadsheets (for Excel or Google Sheets) that allow you to build a full, detailed financial model, like a 5-year forecast or a complete business budget.
Who are these tools for?
Our tools are built for anyone who needs to make financial decisions for a business — including Startup Founders, Small Business Owners, Freelancers & Consultants, Agency Owners, and Students working on a business plan.
What if I need help with my finances?
While our tools provide clarity, they are not a substitute for professional financial advice. We recommend consulting with a qualified accountant or financial advisor for decisions specific to your business.